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Bar chart titled Trends in sDQI Scores of SCBs, showing sDQI scores for Scheduled Commercial Banks, Public Sector Banks, Private Sector Banks, Foreign Banks and Small Finance Banks in March 2026 versus June 2026, AXCZEL Research branded chart sourced from RBI, padded to 16:9 so no part of the chart is cropped Policy
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Banks Are Getting Better at Telling the RBI the Truth — Here’s Why That Should Matter to You

RBI's Supervisory Data Quality Index for banks rose to 93.3 in June 2026, its best score yet. Here's what the sDQI measures, what changed, and why it matters for your deposits.

Jestin James Principal Officer And Analyst September 23, 2026 7 min read
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Painted illustration of a globe, a sign reading FCNR, and stacks of dollar, euro, pound, yen and Canadian dollar coins in front of India Gate. Finance

FCNR Explained: Why the RBI Wants NRIs’ Dollars

A plain-English guide to FCNR deposits, why the RBI pushed them in 2026, how banks collected about $133 billion, and what banks will do with the money.

Sep 25, 2026 Read More arrow_forward
Illustration comparing a lower circuit, where a falling price hits a barrier and stays locked, with a dynamic price band, where the price falls in steps as the band shifts lower. Analysis

One Stock Froze, the Other Kept Sliding: How Circuit Limits Really Work

Why did one stock freeze at its lower circuit while another kept falling in steps? A plain-English look at fixed price bands, dynamic price bands and what a circuit limit can and cannot do.

Sep 25, 2026 Read More arrow_forward
People looking worried at a falling insurance distribution chart, with the IRDAI building in the background, illustrating the IRDAI consultation paper on distribution reforms. Policy

IRDAI Consultation Paper: A Quick Takeaway for You and Me

IRDAI has proposed sweeping changes to how insurance is sold in India, sending PB Fintech and Turtlemint shares tumbling. Here's a plain-English look at what the consultation paper proposes and what it could mean for you.

Sep 24, 2026 Read More arrow_forward
Cover illustration showing sketches of the NSE and BSE buildings with binoculars and the words UDiFF and ISIN, helps equity analysis easier, AXCZEL Research logo Analysis

One Format, Two Exchanges: How UDiFF and ISIN Make NSE vs BSE Comparison Easy

NSE and BSE now publish their daily bhavcopy in one common format called UDiFF. Add the ISIN, a unique code for every security, and comparing the same stock across both exchanges becomes simple.

Sep 24, 2026 Read More arrow_forward
Magnifying glass over India's core industries — electricity, refinery, steel, cement and fertilizer — illustrating the Index of Core Industries Analysis

Cement Is Booming, Coal Isn’t: What India’s Core Industries Data Just Revealed

India's Index of Core Industries grew 4.8% in August 2026, a touch below July's 5.0%. Behind that headline: cement, electricity and steel are booming on the capex cycle, while coal, natural gas, crude oil and fertilizers are shrinking — plus, does India even produce its own crude oil?

Sep 22, 2026 Read More arrow_forward
A jar of coins with a green plant growing from it, wooden figures, a magnifying glass over a growth chart and a notebook reading "MF: Analyze yourself" Analysis

Anyone Can Analyze a Mutual Fund: Here’s How, for Free

Choosing a mutual fund is easier than it looks. Here is how to use AMFI’s free Fund Performance page to compare funds, understand the categories and check them against their benchmarks.

Sep 21, 2026 Read More arrow_forward